Retirement/Exit Strategy

Worried you won't have enough money to retire?

This is a common concern for everyone, at any age.  The day-to-day challenges of work and family can distract us from giving our retirement planning the attention it needs and deserves.

However, there are steps you can take each and everyday that will contribute to your retirement plan without having to take on excessive risk.  Einstein is credited with saying "compounding interest is the most powerful force in the universe." Use that power in your favor and start early. Most important to remember is that compounding works best over a long period timew UNINTERRUPTED!

As you approache retirement age, you have to decide what withdrawal strategy you will use to implement your income replacement.  The two most common stratigies are the 4% withdrawal rule and the bucket approach.  You need to live with your decision as to which strategy to use so it is important to consult with someone who can guidel you through this important decision.

A sound retirement plan should include an exit stategy and will answer the following:

  • How much money will I need?
  • How long will my money last?
  • How will inflation and taxes impact my income?
  • How should I have my money invested during retirement?
  • How should I take my money... what spending order?
  • What should I "not" do?
  • What risks do I face?
  • Can I afford to do the things I've always wanted to do?

For additional information, visit:

Americans for Secure Retirement is a broad-based coalition of more than 40 organizations.

The information being provided is strictly as a courtesy.  When you link to any of the websites provided here, you are leaving this website.  We make no representation as to the completeness or accuracy of information provided at these websites.  Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, websites, information and programs made available through this website.   When you access one of these websites, you are leaving our website and assume total responsibility and risk for your use of the websites you are linking to.